Calculator GuideFinancial Core Calculators
CAGR
Free online CAGR calculator. Calculate Compound Annual Growth Rate (CAGR) from start and end values. Convert between annualized returns and final investment amounts. Free CAGR calculator. Learn how to interpret results and see step-by-step examples before using the interactive tool.
6 inputscagrcompound annual growth rateannualized return
When to use it
  • Use it when you need a quick decision-ready view for CAGR.
  • Use it when you want to understand the formula and inputs before switching to the interactive tool.
  • Use it when comparing investment, loan, or capital allocation scenarios.
Key inputs
  • Mode
  • Initial Amount
  • Annual Rate (%)
  • Start Value
Worked example
Compare two investments over different holding periods by converting total return into an annualized rate.

Example inputs

  • Start value: 50,000
  • End value: 85,000
  • Holding period: 5 years

Formula logic

CAGR = (Ending value / Beginning value)^(1 / years) - 1. It converts total growth into a constant annual rate.

How to read the result

CAGR shows the constant annual rate that would bridge the start and end values. It does not show volatility, drawdown, or cash-flow timing.

Common mistakes
  • Comparing CAGR without checking drawdowns.
  • Using CAGR when there are irregular deposits or withdrawals.
  • Annualizing a very short period as if it were stable.
Common questions
What is CAGR best used for?

Calculate Compound Annual Growth Rate (CAGR) from start and end values. Convert between annualized returns and final investment amounts. Free CAGR calculator. This page explains the main inputs and output interpretation before you switch into the full calculator.

When should I use the interactive CAGR tool?

Use the interactive tool when you already know your assumptions and want detailed tables, charts, or CSV export.

What inputs does the CAGR use?

The formula uses the following inputs: Mode, Initial Amount, Annual Rate (%), Start Value. Enter them in the calculator above to get precise results.

Is the CAGR free to use?

Yes, The Capital Deck's CAGR is completely free with no sign-up required.

Can I use the CAGR on mobile?

Yes, the calculator works on all modern browsers on desktop and mobile devices.