Portfolio Concentration Risk Audit

## Portfolio Concentration Risk Audit

**Portfolio**: {PORTFOLIO} | **Date**: {DATE} | **Total Value**: $___

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**DIMENSION 1 — SINGLE-STOCK CONCENTRATION**
List top 10 holdings by weight:

| Rank | Ticker | Weight % | Value ($) |
|---|---|---|---|
| 1    |        |          |           |
| 2    |        |          |           |
| 3    |        |          |           |
| 4    |        |          |           |
| 5    |        |          |           |

Largest position: ___% | Top 5 combined: ___% | Top 10 combined: ___%

Risk flags:
[ ] Any single position > 10% of portfolio
[ ] Top 5 positions > 50% of portfolio
[ ] Any position sized > 2x your original target weight

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**DIMENSION 2 — SECTOR CONCENTRATION**
| Sector                | Weight % | S&P 500 Weight % | Active Bet |
|---|---|---|---|
| Technology            |          |                  |            |
| Healthcare            |          |                  |            |
| Financials            |          |                  |            |
| Consumer Discretionary|          |                  |            |
| Consumer Staples      |          |                  |            |
| Energy                |          |                  |            |
| Industrials           |          |                  |            |
| Other                 |          |                  |            |

Largest active sector bet: ___ at +/- ___%

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**DIMENSION 3 — FACTOR EXPOSURE**
Estimate tilt of portfolio vs. benchmark:
| Factor       | Portfolio Tilt | Benchmark | Active Tilt |
|---|---|---|---|
| Growth       |                |           |             |
| Value        |                |           |             |
| Momentum     |                |           |             |
| Quality      |                |           |             |
| Small Cap    |                |           |             |

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**DIMENSION 4 — GEOGRAPHIC EXPOSURE**
| Region           | Weight % |
|---|---|
| US               |          |
| Europe           |          |
| China/EM         |          |
| Other            |          |

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**DIMENSION 5 — CORRELATION CLUSTERS**
Identify positions that would likely move together in a downturn:
- Cluster A (e.g., all US mega-cap tech): ___
- Cluster B (e.g., all rate-sensitive): ___
- Cluster C: ___

Combined weight of largest correlation cluster: ___%

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**RISK SCORE SUMMARY**
| Dimension            | Risk Level (Low/Med/High) | Action |
|---|---|---|
| Single-Stock         |                           |        |
| Sector               |                           |        |
| Factor               |                           |        |
| Geographic           |                           |        |
| Correlation          |                           |        |

**Overall Portfolio Risk**: Low / Moderate / Elevated / High
**Priority rebalance action**: ___